This is not a Medical Scheme and the cover is not the same as that of a Medical Scheme. This Policy is not a substitute for Medical Scheme membership.
The administrator of this product is Kaelo Risk (Pty) Ltd, an authorised Financial Services Provider (FSP 36931). Kaelo Risk (Pty) Ltd holds preference shares in Centriq Insurance Company Limited.
Kaelo Gap Insurance products are insured by Centriq Insurance Company Limited (“Centriq”), a licensed non-life insurer and an authorised Financial Services Provider (FSP
3417). Western Gap Insurance products are insured by Western National Insurance Company Limited (FAIS: Juristic Representative under FSP 9465).
Lifestyle Benefits are Kaelo Offerings. Service Providers are contracted to Kaelo.
